Self-directed investment options.
It’s a common misconception among Americans that the only investments allowed in a retirement account are stocks, CDs, and mutual funds. The truth is that broader investment options have been available to the public since 1975, the year contributions could first be made to IRAs. Why the confusion? Because the retirement industry has been dominated by large transaction-driven custodians who have focused on a narrow universe of investments. While these kinds of accounts may be right for some, they don’t offer the kind of freedom that a self-directed qualified retirement plan offers. To fully maximize your investment options, you need to have a retirement plan that allows you to select your own self-directed investments. A fully self-directed retirement plan allows you the freedom to invest in many types of assets - assets that are not prohibited by the U.S. Treasury Department regulations and the Internal Revenue code.
With a Preferred Trust self-directed IRA or real estate IRA, you are in full control and can choose from a wide range of permissible assets. We specialize in the record keeping and administration of all truly self-directed qualified retirement plans and their unique investments. Our strength comes from our focus on education and knowledge gained from 30 years in the industry, providing you with the tools and information needed to make good decisions to enhance your self-directed investments.
Here are some of the self-directed investment options that our current clients have taken advantage of:
- Real Estate – apartments, single family homes, commercial property and undeveloped land
- Limited Liability Companies
- Private Limited Partnerships
- Secured and Unsecured Notes (Mortgages and Deeds of Trust)
- Partnerships and Joint Ventures
- Other investments
- Judgments/Structured Settlements
- Tax Sale Certificates
- Car Paper
- Factoring
- Accounts Receivable
- Commercial Paper
- Equipment Leasing
The new tax laws affecting retirement plans can be confusing and complicated. Depending on your financial situation, your future goals, and whether you might have an employee-sponsored plan available, you will need to choose between several alternatives.
